Friday, January 28, 2011

Credit Line Extension

Kind of busy of late, but I thought I'd fill you all in on a recent event with one of my credit accounts.
Remember I recently posted that I accepted a lower interest rate check offer on one of my credit cards? I then took the money and turned around and paid off the remaining balance so that all that was left was the low interest rate loan amount. My strategy being to pay off debt with these low rate offers and then get further low rate offers.
Well, I just received a big boost in my credit line from the card where I paid off the high interest rate loan. This is really good too.
Now almost all of my debt is at low interest rate (most at 4%), and my credit lines keep growing and growing.
See my Snowball This! article for how I'm doing it.


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  2. I apply home equity line of credit and was approved by two banks at same time. Can I accept both credit lines? If I accept both, the combined equity line will be more than the appraised value of my house? Would this (accepting both lines) affect my credit score.

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