My name is Debt Guy and welcome to my debt relief blog. I've been in debt, gotten out of it, and am now in the process of rebuilding my credit. Next year I should have a credit score of around 725 (right now I estimate its in the upper 600's). I have five credit cards and no mortgage, but I currently owe about 50% of my credit line. I also work for a law firm that also does debt negotiation. Stick around and listen to my story and some proposals for how to eliminate your unsecured debt. I'd also like to hear from you, so please feel free to comment and add your advice to the discussion.